What Does Comprehensive Insurance Cover?

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What does comprehensive auto insurance cover? Comprehensive auto coverage protects drivers against damage to your car that hasn’t resulted from a collision. This means if your vehicle has been stolen, lost, vandalized, or damaged by a falling object, drivers can make a comprehensive claim and have the insurance company cover the damage. In most cases, comprehensive auto insurance will also cover a cracked or broken windshield, along with other forms of glass damage. Find out more about this type of auto insurance coverage with Cable Dahmer Kia of Lee's Summit and be sure to contact our finance center with any questions.

Understanding Comprehensive Car Insurance

How does this type of insurance compare to other types of auto insurance? There are plenty of different types of insurance you can find for your vehicle, so we’ve put together a guide to help you determine the differences between each to find the right auto insurance for you. These insurance options include:

  • Comprehensive Car Insurance: When you own your own car, there’s a lot that could go wrong, and a collision isn’t the only means by which your vehicle could be damaged! Comprehensive coverage protects against problems that aren’t related to crashes and collisions, like theft and vandalism.
  • GAP Insurance: Your vehicle starts to depreciate as soon as you drive it off the lot, but the remaining balance on your loan will not fall at the same rate. If you happen to get in a collision within the first few months of ownership, the costs can be overwhelming. If you opt for GAP insurance, you’ll be protected.
  • Liability Insurance: If you cause an accident near Independence, you’ll be held responsible for damages caused to others. Liability insurance pays to repair or replace the vehicles of other drivers if you are at fault in a collision. It also covers the medical bills of those injured in the crash.
  • Collision Insurance: Collision insurance protects your own vehicle against damages accrued during any single car or multi-car collision. If your vehicle is damaged or totaled, your vehicle’s collision insurance will cover the cost of replacing necessary parts or acquiring a new vehicle.

It’s important to note that insurance requirements vary by state, and while some forms of insurance are recommended for all drivers, others might only be necessary in certain cases. Get in touch with our finance team to learn more about these insurance options to see which you need and which you’ll are required to purchase.

Trust Cable Dahmer Kia of Lee's Summit for Kia Your Finance Needs

Our finance department can help you research and choose the best insurance plans for you and your budget. Compare more insurance options, browse our leasing and financing deals like financing for under $300, and get on the road safely for a more affordable price with Cable Dahmer Kia of Lee's Summit. Contact us today with any questions about the benefits of a used Kia, how often to change your oil, learn if the Kia Soul is AWD, our specials, to find out which SUVs are the best to drive in snow, and more.

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400 NE Colbern Road • Lee's Summit, MO 64086

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Cable Dahmer Kia of Lee's Summit

400 NE Colbern Road Lee's Summit, MO

Phone: 816-558-6700



Phone: 816-558-6700

400 NE Colbern Road Lee's Summit, MO


Phone: 816-359-3328

400 NE Colbern Road Lee's Summit, MO
38.946795 -94.369842
Cable Dahmer Kia of Lee's Summit 38.946795, -94.369842.